Privacy Policy
PRIVACY POLICY
Last updated on 2025-02-19
In this privacy policy we describe the types of personal data that SETTLE ARG S.A. (hereinafter, the “Company”) collects through its own website and on the websites and/or applications or functionalities offered by third parties on their own websites and/or applications to access their services (hereinafter, the “Platform”), how we use user data, to whom we communicate it and the rights and options we make available to users of our Platform regarding our use of their personal data and the exercise of the rights of data subjects. We also describe the measures implemented to protect the security of the personal data collected and how users can contact us to find out about our privacy practices.
The user of the Platform expressly, informedly, voluntarily and unequivocally consents to the inclusion of the personal data provided to the Company in its databases, as well as to the processing of his/her personal data by automated and non-automated means for the purposes described in the following sections of this document and subject to the terms and conditions established herein.
Likewise, by using our Platform, you accept and give your free, express and informed consent to the terms of this Privacy Policy. Consequently, you must read these privacy policies carefully.
By accessing, connecting to or otherwise using the Platform, you confirm that you have read, understood and accepted these provisions regarding the Company's privacy policies. If you do not agree with these privacy policies, refrain from accessing the Platform and using it in any way.
DATA COLLECTED
Through the Platform we collect certain data, which may include personal data. Personal information is information that can identify you, such as your name, address, bank account number, biometric data, telephone number, your photograph, the photograph of your National Identity Document and email address. We collect your personal data when you provide that information directly to us, including when you register or when you interact with us through our Platform. You are responsible for the accuracy of the personal information you provide to the Company and will be responsible for the consequences of providing false or inaccurate information. Types of personal data we collect are the following:
- Contact information (such as name, current address, postal address, email address and telephone number);
- Demographic data, including date of birth and gender;
- Photographs of your face;
- Bank account information;
- Information that the user provides in relation to their queries or comments.
PROCESSING OF PERSONAL DATA
The data we collect may be used for the following purposes:
- To communicate with you;
- To send you promotional materials and other communications;
- To respond to your inquiries;
- To personalize preferences and visits to our Platform and deliver content tailored to your interests and the way you browse and interact with our Platform;
- To operate, evaluate and improve our products and services; and
- To comply with and enforce applicable legal requirements, applicable industry standards, contractual obligations and our policies.
If we use your personal data in a manner different from that described above, we will specifically notify you in a timely manner. Through our Platform, we may also use third-party analytics services. The web analytics service providers that manage these services use technologies such as cookies, web server logs and web beacons to help us analyze how users use our Platform. The information collected by these means (including the IP address) may be disclosed to the providers of such analytical services as well as to other third parties who will use the information collected to, among other purposes, evaluate the use of the Platform.
INFORMATION WE SHARE
The personal data of users that we collect through the Platform may be disclosed to third parties only in accordance with the provisions of these privacy policies. The personal data collected through the Platform may be communicated to our subsidiaries and associated entities for the purposes described above. We will also communicate said personal data to service providers that provide services on our behalf in accordance with our instructions and for the purposes detailed in these Privacy Policies. We do not authorize said service providers to reveal or disclose the personal data of users except for those uses that are strictly necessary for the provision of services or to comply with legal obligations.
The Company understands the importance of maintaining the confidentiality of all data that may be collected. Consequently, in order to guarantee said confidentiality, the Company undertakes to sign confidentiality agreements with each of the parties that carry out the processing of personal data. The Company and those involved in any phase of the processing of personal data are bound to professional secrecy regarding said data.
In addition, we may disclose your personal data (i) if we are required to do so by law or in accordance with legal proceedings, (ii) to law enforcement agencies or other public officials upon their legitimate request, (iii) when we believe that such disclosure is necessary or appropriate to prevent physical harm or financial loss, (iv) in connection with an investigation of fraudulent or unlawful activity or suspected fraudulent or unlawful activity, or (v) in the event of the sale or transfer of all or a portion of our business or assets (including in the event of a restructuring, dissolution or liquidation).
INTERNATIONAL DATA TRANSFER
Your personal data collected through the Platform may be transferred for the purposes described above to entities located in other countries. These countries may not have the same data protection regulations as those in Argentina. In this regard, we inform you that we have implemented safeguards that guarantee an adequate level of protection of personal data when transferred to other jurisdictions. These safeguards include contractual clauses or commitments aimed at imposing compliance with Law 25,326 and its complementary regulations. In any event, by using the Platform's services you consent to the international transfer of your personal data as indicated in this section.
USER RIGHT
You may request access, update, modification, review and deletion of your personal data, as well as the removal or blocking of your name from the database referred to in this Privacy Policy at any time by contacting us for this purpose as indicated in the section entitled “Contact Information” of this document. The right to access the data may be exercised free of charge by the interested party as long as the corresponding information is requested at intervals of no less than six months, unless a legitimate interest is proven for this purpose, in accordance with article 14, section 3 of Law 25,326. The Public Information Access Agency, the Control Body of Law 25,326, has the authority to address complaints and claims filed in relation to non-compliance with the regulations on personal data protection. In response to any request, you must provide documentation that allows your identification to prove your identity and provide the Company with a means to contact you if necessary.
SECURITY OF YOUR PERSONAL DATA
We implement administrative, technical and physical security measures designed to protect your personal data against accidental, unlawful or unauthorized destruction, loss, alteration, access, communication or use. Thus, to prevent unauthorized access, maintain data accuracy and ensure the correct use of the personal data you provide to us, the Company has put in place certain physical, electronic, administrative and procedural security measures. We safeguard personal data in accordance with established security standards and procedures and continually evaluate new technology to protect that information. However, you acknowledge that existing technical means that provide security are not impregnable and that even when all reasonable security precautions are taken, it is possible to suffer manipulation, destruction and/or loss of information. Finally, if you believe that your interaction with us is no longer secure (for example, if you believe that the security of an account you have with us has been compromised), immediately notify us of the problem using the communication channels available on the Platform.
LINKS TO OTHER WEBSITES
Our Platform may contain links to other websites for the convenience and information of users. These websites may be operated by companies not affiliated with us. Linked websites often have their own privacy policies or notices, which we recommend that you read carefully if you visit any of these linked websites. We assume no responsibility for the content of websites other than our own, nor for the use made of such websites, nor for the privacy practices of such websites.
UPDATES TO THIS PRIVACY POLICY
These privacy policies may be updated periodically and without prior notice to reflect changes in our personal data practices. In the case of substantial changes, we will notify you by means of a visible notice on our Platform or by sending an email to the address declared when you created your user account, indicating at the bottom of the privacy policies the date of their last update. Any modifications to these privacy policies will take effect from the moment of their publication on the Platform. Your interaction with us after the introduction of these modifications will mean that you have accepted said modifications.
CONTACT INFORMATION
Users may contact us to update their data or exercise their rights under these privacy policies by sending an email to info@latamex.com or by writing to: SETTLE ARG S.A. Libertad 1170, piso 2, apartamento E, Ciudad de Buenos Aires, República Argentina. Tel.: (011) 5031.5071